The World s International Business Environment And...

The trend I have chosen is the Internet, anywhere, anytime. I believe it is very relevant in today’s international business environment and affects everyone in the global economy in some-way. In 1957 when the then Soviet Union launched Sputnik, the first man-made satellite. The Cold War was at its peak, and the United States and the Soviet Union considered each other enemies. President Dwight D. Eisenhower created the Advanced Research Projects Agency (ARPA) in 1958 as a direct response to Sputnik s launch. In the 1950s, computers had a fraction of the power and processing ability you can find in a modern PC and were so large that devices filled entire rooms. Many computers could only read magnetic tape or punch cards, and there was no way to network computers together. ARPA aimed to change this by enlisting the help of the company BBN, to create a computer network. This network connected four computers running on four different operating systems and was called ARPANET. In 1990, Tim Berners-Lee developed a system designed to simplify navigation on the Internet. Over time, this system became known as the World Wide Web. It didn t take long for some people to mistakenly identify the Internet and the Web as the same thing. The Internet is a global interconnection of computer networks where as the World Wide Web is a way to navigate this massive network. By using the World Wide Web, the Internet became much more accessible. Today, the Internet is more complex than ever. ItShow MoreRelatedCompare and Contrast the Current Era of Globalization with the First Age of Globalization (1850s-1920s). What Are the Advantages and Disadvantages of Globalization in Its Current Context?1720 Words   |  7 Pagesthere is absolutely no reason for us to believe that a brighter future for the world is an impossibility. I’m going to solve the problem which is about the difference between the first and second globalization eras. 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Chicago University Essay Samples - an in Depth Anaylsis on What Works and What Doesnt

Chicago University Essay Samples - an in Depth Anaylsis on What Works and What Doesn't Rather than relying on any company choose the ideal company after a suitable research, analysis and comparing different businesses. Continue your statement with the means by which you have prepared yourself for your favorite career. Your own personal statement should demonstrate that you fully grasp the essence of the demands of a specific career and can recognize personal attributes that would cause success in that career. It is an opportunity to write about your particular talents, any experiences that have led you to choose a career in a medical field and the elements of your personality that make you perfect for a particular medical career. The New Angle On Chicago University Essay Samples Just Released When you purchase essay that are offered too cheaply, you might see that they are plagiarized and of very bad quality. Enlist the assistance of others to make certain your essay is immac ulate. For instance, a why us essay might speak about how very interesting XYZ interdisciplinary project is and the way it fits nicely with your senior project. Your essay should be unique to you. Essay writing should involve a very clear grasp of the concerned undertaking. It has always been a part of academic life. At our essay assistance, essays are always delivered in a brief moment. Such essays are from time to time written in a series so they cover the whole scope of the theme. Bridget's essay is quite strong, but there continue to be a couple little things that could be made better. It has to be unique, as opposed to an over-researched topic. Selecting a great topic to compose a university essay determines how well you're conversant with the class. The Lost Secret of Chicago University Essay Samples Custom made essay must present your personality, your targets, and the reasons you submit an application for a specific university. So if you're seeking to acquire your degree online and raise your salary or change your career, but don not have enough time then an on-line education is something that you want to start looking into. Essay writing demands certain standard skills on the section of the college student. Professor Mitchell obtained a grant to have a category of students to Belgium as a way to study the EU. Thus, State University isn't only the ideal location for me, it is the sole location for me. On top of its growing cultural and ethnic diversity, it is becoming a master at creating a niche for every student. The University of Chicago is known for quirky and intricate essay prompts. Below is a collection of some of the nation's very best colleges and universities. Admissions officers go through thousands of applications a calendar year, therefore it's only logical they will observe the ones that bring a special personality to life. Colleges publish lots and a lot of distinct kinds of things, any of which is beneficial for research. Chicago University Essay Samples Secrets Thinking carefully about how you're likely to argue your paper and preparing an outline can only increase the level of your final item. Following this procedure will guarantee that you compose a great university essay. Application deadlines are strict and there is not any opportunity to submit essay after application procedure is closed. All the buy essay deadlines are satisfied in our company. What Everybody Dislikes About Chicago University Essay Samples and Why In theory, numerous folks who collaborate shall create an impressive revenue in the long run, but an ideal image frequently does not survive the collision with the reality. Then you must determine the points where the stream of your content isn't proper and it is deviating from the principal idea. Anyway, it needs to be relevant and plausible in the subject of interest. Again, the topic has to be relevant to the training course material learnt. In the event the author is an individual, then their very first name is used first. In addition to principal motive of any sort of essay writing is going to be to current one's have view or thoughts and the outcomes of the researches that any man or woman may have done related to any issue or event etc.. You would like your reader to think you're an intriguing person and that you're simple to communicate with. In addition, the reader is probably going to be pleased with the manner that Carrie imagines her audience's reaction.

Small Business Enterprise Entrepreneurship and Small Business

Question: Discuss about the Small Business Enterprise for Entrepreneurship and Small Business? Answer: Introduction: This study is focused on Caffee Finix Coffee shop near Stratford, which is close to school and mall. In addition, the study also describes goals, arrangements, and system used by Caffee Finix to improve its operations and increase customer base. Moreover, it also describes the marketing strategies followed by Caffee Finix in the changing UK business environment. Discussing current SMEs in UK: Small Medium Enterprises (SMEs) are one of huge majorities of industry conducted in different countries. SMEs mainly consist of small working group, which help in maintaining productivity level of the business. These businesses are conducted on innovative imaginations of small entrepreneurs who thrive to become multinationals. Countries major economy is supported by numerous small SMEs, which helps in increasing GDP of the country. These SMEs also face limitations due to lack of funds, lack of experienced employees and limited technological use. Moreover, Olson and Staley (2012, p.80) argued that few laws and legislations protect SMEs from being negatively influenced by competition and economic crises. Moreover, the SMEs could further be described as enterprises that have low yearly turnover, assets, and employees. In addition, the yearly income of these SMEs does not surpass 43 million in turnover yearly. Furthermore, Rothwell and Dodgson (1991, p.126) cited that analysing the UK go vernment synopsis, SMEs contribute 99.9 percent and utilizes 14.4 million workforces in UK. One of the largest SMEs in UK is the coffee shops, which almost covers 20,000 stores in UK itself. In addition, these Coffee Shop SMEs generate over 15 billion in revenue yearly. Some of the largest coffee shops in UK are sacred bistro, Nude Espresso, Workshop coffee, Taylor Street Baristas, Flat white, Kaffeine, and Monmouth. From increased number of shop in UK it can be derived that demand and utilisation of coffee is high brining opportunity of SMEs to increase their operations and profitability (Olson and Staley, 2012,p.83). The different types products demanded by consumers are filtered water, squash and, frosty mix drinks, coffee drink, soda pop, tea, seared goods, miscellaneous bread items and sandwiches. Target consumers of Coffee Shop SMEs mainly between 25 to 45 years old, are focusing more on school and college students. These students majorly invest time in coffee shops with their friends conducting social interactions, studies and dating. It could be more beneficial for Coffee Shop SMEs to decrease the selling price to attract more students in their shops and increases customer base. Moreover, Jones and Rowley (2011, p.26) opined that opening coffee shops near airplane terminal, schools, industry, colleges, shopping centres and movie could help in boosting sales and attracting more customers in the shop. Make a outline of the certain small business project (SBE), which among many previous pertinent workings should comprise the intrinsic fault of the SBE and regions where it displays exclusive powers in compares to its opponent: Company name/ address Caffee Finix 47 Simons walk Stratford E15 1qe Company background Company year establish in 2009 Contact person Mr khan General manager Current activities Expanding the business in many areas Nature of business Coffee shop Company target To open the coffee shop all over the world Major product service Tea Coffee Breakfast Competitors Coffee shops around Stratford Table 1: Showing the Company details Caffee Fenix was opened in 2009 at Stratford, comprising of only 25,000 in the capital. The Owner is Mr. Khan strategically opened the shop within the radius of the Stratford College and Westfield strip mall, which could bring in more customers for the business. The Coffee Shop has 1500 square foot of space with a workforce of 7 employees having low wage rate and increased profitability for the owner. In addition, the shop serves coffee, tea, and breakfast to consumers who come to reduce their anxiety and interact with their companions. Moreover, the coffee shops also serve as a dating destination for students increasing its customer base and sales. Strength and Weakness: Strength: Strength in business provides an edge for the company than its peers and helps in increasing its revenue. Caffee Fenix main strength lies in its high-quality coffee, tea, and breakfast that are served to the customers. Burns (2010, p.77) argued that strengths in business could be reduced by extensive competition and hamper profitability of the company. Whereas, other coffee shops are relatively expensive than Caffee Fenix products, which helps in attracting more customers to the business. In addition, the strategic location of Caffee Fenix is helping the shop to target more customers from nearby mall and college. The coffee shop has fabricated a great picture among its target customers to increases its revenues and customer base. Forsyth (2010, p.103) opined that giving offer and deals in services could boost revenue generations of companies. Weakness: The major weakness faced by Caffee Fenix is the insufficient assets of the firm to increase its productivity and profitability. Burrows (2015, p.14) argued that weakness in business help companies innovate new ideas and overcome its weaknesses. Moreover, the rent given by Mr. Khan for the coffee shop is high due to tough competition from competitors. The brand name of eh coffee shop in not as popular as it peers and could harm revenue generations of the company. Bridge and Neill (2012, p.47) opined that weakness in business could negatively harm its revenue generations capacity and bring loss to the business. Bring out a study of the business by suitable relative method of concert: Refer to appendix 1 After analysing Coffee Bistro financials, it can be evaluated that the present liabilities of the company could be paid with its resources, which are 3 times its liabilities. In addition, it can be evaluated that working capital is effectively maintained to improve its operations and increase profitability. Whereas, the current market of coffee industry is at 2, however, coffee Fenix current asset is at 1. This indicates low wastage of capital and increased profitability. Moreover, ROCE of Caffee Felix declined in 2013 at 55%, which was previously at 58% in 2012. Whereas, gross profit margin, operating profit and working capital decreased in 2013 comparing it with 2012 financial report. This indicates that company operations were not adequate as per 2012 data. The reduced working capital indicates expansion of business to improve operations and profitability. Pedler (2011, p.69) argued that reduced working capital could also indicate increased inventory and reduced sales. suggest with explanation, suitable behaviour that managers of your selected SBE might assume in order to defeat the acknowledged weak point of the business: Coffee shop in Stanford has high access to customers, which prefer quality products at low prices. In addition, the rents of coffee shops in crowded areas are also high, which could be minimised by increased sales. Moreover, the coffee shops are visited by high-earning customers, which boost the sales and generate more revenue for the company. Beresford and Stajano (2003, p.47) opined that coffee shops are mainly located in zones having constant stops and help in attracting more customers in the shop. However, Malhotra and Temponi (2010, p.29) argued that during busy hours business individuals are not attracted to shops and could hamper sales of the outlet. The brand method is important for brand name mindfulness. Community outline should be squeezed by Coffee shop. Online arrangements and observe can enlarge the brand awareness with grades of Coffee shop. As coffee shop has an elevated store turnover rate, then product reliability must to be affected for its objective market. Flexibility in the stock can be reduced during the exploitation of FIFO Method accessible to be obtained similarly shop require to accept booming refilling and reorganization methodology for provide the ideal measure of textile at an appropriate time. Online schemes or promotion approaches can be developed for brand name mindfulness. Caffee Fenix could minimise its spending and improve its operations, which could boost sales of the company and, in turn, increases its reserves. In addition, the company could minimise its obligations to reduce the risk associated with the business. Caffee Fenix could evaluate its business operations and accordingly improve its profitability. Carraher and Paridon (2015, p.90) opined that financial obligations help in maintain the working capital required to conduct business operations. However, Gronumet al. (2012, p.258) argued that increased financial obligations could hamper and reduce the productivity of the company. Moreover, the inventory stocks expense could also hamper profitability and working capital of the company. In addition, many coffee shops provide deals to attract more customers and in turn raise their revenue. The deals provided by the company have expanded to 24% from 22% on yearly basis. Hallet al. (2010, p.440) argued that increased deal offering could hamper profitability and decrease working capital of the company. Bank overdraft is also essential for coffee SMEs, which helps in maintaining the working capital required to conduct operations. Moreover, the SMEs could stop using bank overdraft and minimise the cash out flow from industry. Examine customs in which its breathing performance could be preserved and reinforced: The current strategic location and services provided by Caffee Fenix are essential to increase the number of visits by potential consumers and, in turn, raise customer base of the company. The consumers targeted by Caffee Fenix usually long for good tasty coffee and calm environment where their anxiety level could cool down. These consumers mainly prefer affordable luxury items in their purchases. Wilson and Gilligan (2005, p.11) opined that innovating new idea to increase sales could help in raising market share of the company. However, Pedler (2011, p.55) argued that due to unique services provided by competitors market share of a company could be hampered. The decorations conducted by Caffee Fenix to their shop are glass decoration, art glasswork, and outdoor dining, which provides superiority ambiance for the end consumers. In addition, to the strategic location and services Caffee Fenix could improve on its marketing skills to promote brand name of the shop. The Web promoting is one of eh essential part of conducting business in the new era. Moreover, more and more clients could be targeted with the help of web advertising. In addition, promotional offers could be promoted from the web to attract more customers and increase sales of the company. Bridge and Neill (2012, p.7) argued that small business need not spend money on increased expenditure on web advisement due to fewer target consumers. However, Burns (2010, p.9) opined that social media helps SMEs target specific locations, which could help in increasing number of consumers for the outlet. Scarborough et al. (1991, p.44) opined that advertisement is the backbone of increased sales for a business. Furthermore, marketing strategy also helps companies to maximise its presence among consumers and, in turn, increase sales. An effective marketing strategy could also be developed from analysing previous years earning of the business. Moreover, analysing past records help companies to identify its operational needs and future growth prospects. Caffee Fenix could also increase quality in its products, which could help in increasing the brand image among consumers. In addition, the company could also improve in cash connected location, the elevated calibre of products, flourishing workforce, concrete customer support, high recompense, practical costs, brand distinguish brand worth and open association society. Moreover, the company could also focus on the varied container of great weather, offices easily reached, concrete showcasing actions, solid online locality and progress to attract additional consumers. However, Burrows (2015, p.4) argued that improved marketing could decrease working capital of companies and hamper its operations. From effective marketing and quality products, the retail coffee maker could effectively improve its sales. Suggest, with reason, new areas in which the trade could be extended: Caffee Fix Coffee shop could further be extended into Cinema, London City Airport, and Campuses to attract more customers from these locations. Moreover, the company could also expand its outlets near high-income group to increase revenue from sales. The main reasons behind for locating outlets near these areas are an availability of potential customers, which could help in generating more income for the company. Wilson and Gilligan (2005, p.9) opined that high accessibility to potential consumers could reduce the advertisement cost of the company and help in generating more revenue. However, Malhotra and Temponi (2010, p.30) argued that high accessibility to potential consumers could increase rent cost of the outlet, which could hamper profitability of the company. New Products: Caffee Fix Coffee shop could introduce new product line to improve its customer base and profitability. Moreover, the new addition to product line could help the company in attracting new consumers and increase the customer base of the company. Carraher and Paridon (2015, p.91) argued that introduction of new product line could increase expenditure and hamper profitability of the company. Franchising: SMEs could also adopt franchise of famous brand to attract more consumers and increase its revenue. The SMEs provide initial investment to the parent company, which provides merchandise and administrations for effectively conducting operations. Olson and Staley (2012, p.82) argued that adopting franchises could hamper capital of the company and, in turn, distribute income earned. Acquisition: The SMEs could also improve its operations through the acquisition of other outlets and increasing its operations. Moreover, acquiring outlets could help in gathering more customer base and income for the company. Gronumet al. (2012, p.259) argued that acquisition reduces cash availability for the company and could hamper its operations. Strategic Alliance: SMEs conduct strategic alliance among different business to improve is operation and target consumers based on quality products. This alliance helps in reducing negative impact on capital and increase assets of the company. Joint Venture: SMEs could also conduct joint venture to increase the operations among different peers and, in turn, raise profitability of the company. Jones and Rowley (2011, p.28) opined that joint venture among SMEs helps in mixing the capital and increasing operations of the joint venture company. Make a measurement of existing business objectives and strategy of your selected SBE: The trade goals of Caffee Fix coffee shop are: To revolve into one of the greatest coffee shops in UK and improve operations of the company To enlarge the output of the industry all the way through maintaining profit of 65% To provide the premium coffee with greater excellence to its aimed consumers To increase growth and ability in the business actions Coffee shop has accomplished to its primary target as reliable consumers Caffee Fenix could 500 customers every day. To be called on of the premium coffee house in the Stratford region. Existing Plans of Coffee shop for accomplishing Objectives: To complete its objectives and goals, Caffee Fenix house has finished the definite activities: aggressive expenses with class stuffs were known to the aim customers Effectiveness was prolonged in the actions to increase profit and point income tempo. Using effective technology to reduce the cost of products sold in the outlets Confuting effective measures could help companies increase productivity and profitability. Kotler and Armstrong (2010, p.72) opined that expanding item reliability could help in improving sales and customer base of the company. Revise the business plans of your selected SBE to incorporate appropriate changes: Caffee Fix coffee shop could use effective measures to attract new customers and retaining the old customers. This retention and new addition method could help in generating more revenue for the company. One of the most vital conditions for any business is to get loyal customers, which increase sales of the company. Hallet al. (2010, p.442) argued that increased new methods increase risk for business and could hamper profitability of the company. Furthermore, Caffee Fenix could position itself more effectively to attract more consumers to the cool and charismatic environment. In addition, the quiet and cool environment is helping the company to attract more consumers in the outlet. Hiam (2009, p.30) opined that comfortable couches, attractive music, and unwinding environment boost the consumers visits in the outlet and improve sales. Prepare a feasible action plan to implement these suggested changes: Caffee Fenix could utilize the effective system to record the information of it, consumers. In addition, the company could also gather income information of their clients to increase the prices according to the demographic of their consumers. The company could use flags, fliers and cross advancements to attract more consumers in the outlet. Weston (2010, p.63) opined that increased advertisement could help in building the brand name and customer base for the company. Caffee Fenix could conduct the following activities to improve feasibility and growth of the company. Market Analysis: Caffee Fenix could analyse the neighbourhood and other competitors in the area for designing an effective marketing plan. Moreover, the company could also analyse the number of visitors in the area and try to attract these visitors in the outlet to improve its revenues. Market Segmentation: Caffee Fenix could effectively segment the target group from mall and college students. The company could appropriately design its products to suit the segment wise consumers and in turn, help in satisfying consumers. Burns (2010, p.99) argued that Market segmentation could minimise the services provided by companies and could negatively affect its profitability. The company could perfectly segment its consumers among workers of the colleges, voyagers, teens, school, and workers of a few workplaces. Focusing on system: Caffee Fenix major strength is the strategic location that provides access to students and mall visitors. In addition, the company could provide offers for students to increase the number of visits from students. Proctor (2005, p.399) opined that Small indulgences, and outlandish are innovative patterns for the great offers of a coffee shop. The company main target is students that come to the outlet and spend most of their time dating, studying, and interacting with other people. In addition, Caffee Fenix could improve its quality products to attract more students from the college and in turn raise its customer base. Furthermore, the company could utilise the advanced patterns to improve its operations and implement on expansion plans. Carraher and Paridon (2015, p.97) argued that expansion decreases cash reserves of the company and could negatively affect its operations. Business and its personnel report on the proposed changes The influence of external environment changes the principle state of the business. The local and worldwide elements like social, mechanical, lawful, financial, political components impacts on Caf Phoenix coffee shop. These instruments are utilized to divide the progression which is happening in remote business. This leads to the change in general business. Social Factors The structural change in the society leads to many social phenomenon. For example, the process of living a life by the customer includes taste, conduct as well as inclination. The selling of a product depends on the age and sex of the customer. The social and its contrasts are the fundamental factors to start a business procedure. The essential data regarding an effective business administration includes the process of living a life, changing taste of the customer, religion of the customer as well as customers inclination towards the product. In places like United Kingdom, drinking coffee is very common in societies like college, schools and offices. These sectors comprises of busy employees who work 8 to 9 hours a day and they need refreshment. Political and Legal Factors The political and legal factor deals with the economical control and also the control of genuine framework by the organization. The political develops as democratic governments. It include future and present performance, administrative bodies, government standards and approaches, competition with various nations, exchange of strategies and unique gathering of mass. Politically, United Kingdom is a stable nation which consists of secured authentic background. Therefore, the small medium enterprises such as Caf Phoenix do not allow any preparations. Financial Factors The most vital powers of any business operations are the financial variables. The operations in business are normally concerned with the earning and spending power of the customer. The financial variables of the United Kingdom includes financial structures and situations, tariff issues, money issues, swapping scale and premium, exchange cycles in business, circulation structure etc. The purchasing powers of the nations customers are very high because UK is one of the exceptionally created nations among all. For their everyday comfort, they spend much to meet their satisfaction regarding the product quality. Mechanical Factors The mechanical factors relating to any business includes the change in phenomenon regarding the hold of innovative factors by the nation. The innovative factors consist of financial investigation, substitution of old advancement, development of revolutions, challenging innovative improvement, access to innovations, innovative representation as well as international specialized technique. The change in innovative factors impacts on shop and products of tea or coffee. Therefore, Caf Phoenix needs to renovate their development power to compete against their rivals. Environmental Factors The factor of nature includes the ecological perspectives that change the overall business. The ecological power consists of the climate change. During the United Kingdoms cool climate, people use coffee as their beverages and in this way number of refreshment companies survives in the international market. Provide a plan that demonstrates how the changes will be managed in the SBE Caf Phoenix require to receive certain outer and inner environmental in the coffee shop for dealing with the change in business. There are many signs in the progression of business, they are, advancement, development, outsourcing, globalization and expansion. The ventures which are required for dealing with the business are: Source- www.imaworldwide.com Representatives The progression of any certain or negative changes are disliked by the normal workers. The representatives have fear of losing control and force. So it is very significant to investigate the environment of the employees before bring any change in Caf Phoenix. Business The change can be naturally managed in the business with the help of the correct clarification of outer and inner environment which includes: Rivals - Every last action of candidates should carefully view the time of their duty. Customer behaviourThe customer behaviour includes inclination, taste, requirements as well as interest regarding the consumption of coffee. Industry perspective The industry standpoint consists of international, national plus nearby perspective of Coffee industry which should be viewed. Demographic and geographic movement It involves the change of population which is the important part of coffee industry. Social environment It involves the change in lifestyle of the people regarding the coffee consumption. Technical developmentThe technical improvement in any business deals with the advancement of innovative future. Improvement in the Performance of Business Objectives Period Review One stop ritual Till the end of 2013 Tea, water, coffee are obtainable in the great taste in source No one in local participant Till the end of 2013 Business will be on number one Services Till the end of 2013 Consumer centric services will be offered. Efficient and relax environement will be provided Make a franchise Till the end of 2014 A franchise will be achieved in order to make a chain among branches Enhancement in loyalty Till the end of 2014 More reliable customers are made Conclusion The report consists of the background and factors of Caf Phoenix. It also includes the industrial current goals and objectives, its preparations as well as procedures. Moreover, it consists of the arrangement to create new business environment. The customers of Stratford with high-class requirement with high salary from their offices spend a lot of money on quality products. In Stratford, the most important beverage is coffee. Therefore, the medium and small business enterprises which manufacture coffee have wide advantage in their business. Recommendation The coffee shop should be established in such an area where there are enormous coffee lovers. In this way the coffee industry can make profit on their annual basis. The influence of the customers on the coffee industry has four key factors, they are as follows: Quality products Low price Flexibility in administration Product transportation Reference: Books: Bridge, S. and O'Neill, K., (2012).Understanding enterprise: Entrepreneurship And Small Business, Palgrave Macmillan. Burns, P.,(2010).Entrepreneurship and small business, Palgrave Macmillan. Burrows, R. ed., (2015).Deciphering the Enterprise Culture (Routledge Revivals): Entrepreneurship, Petty Capitalism and the Restructuring of Britain, Routledge. Forsyth, P. (2010). The Economist: Marketing: A Guide to the Fundamentals. Profile Books. Gay, R., Charlesworth, A. Esen, R. (2007). Online Marketing: a customer-led approach. New York: Oxford University Press. Hanson, W. (2000). Principles of internet marketing. Cincinnati: South-Western College. Jay, M. (Ed.). (1995). Environmental marketing: strategies, practice, theory, and research. Psychology Press. Majid N. Tehrani, (2008). Achieving Superior Results from the Mature Market through E-Marketing Planning. ProQuest LLC Pedler, M., (2011).Action learning in practice, Gower Publishing, Ltd. Journals Beresford, A. R., Stajano, F. (2003). Location privacy in pervasive computing, Pervasive Computing, IEEE, 2(1), pp.46-55. Carraher, S.M. and Paridon, T.J., (2015). Entrepreneurship journal rankings across the discipline,Journal of Small Business Strategy,19(2), pp.89-98. Gerstenfeld, A., Roberts, H. (2000). Size matters: barriers and prospects for environmental management in small and medium-sized enterprises, Small and Medium-Sized Enterprises and the Environment: business imperatives, 1(80), pp.106-118. Gronum, S., Verreynne, M.L. and Kastelle, T., (2012). The role of networks in small and mediumà ¢Ã¢â€š ¬Ã‚ sized enterprise innovation and firm performance,Journal of Small Business Management,50(2), pp.257-282. Hall, J.K., Daneke, G.A. and Lenox, M.J., (2010). Sustainable development and entrepreneurship: Past contributions and future directions,Journal of Business Venturing,25(5), pp.439-448. Hrebiniak, L. G., Joyce, W. F. (1985). Organizational adaptation: strategic choice and environmental determinism. Administrative science quarterly, 3(4), pp.336-349. Jones, R. and Rowley, J., (2011). Entrepreneurial marketing in small businesses: A conceptual exploration,International Small Business Journal, 29(1), pp.25-36. Kotler, P., Gertner, D. (2002). Country as brand, product, and beyond: A place marketing and brand management perspective. The Journal of Brand Management, 9(4), pp.249-261. Malhotra, R. and Temponi, C., (2010). Critical decisions for ERP integration: Small business issues,International Journal of Information Management, 30(1), pp.28-37. Olson, D.L. and Staley, J., (2012). Case study of open-source enterprise resource planning implementation in a small business,Enterprise Information Systems,6(1), pp.79-94.

My Virtual Life Report free essay sample

Attachment is defined as the positive emotional bond that develops between a child and a particular individual. Of the four major patterns of attachment (secure, avoidant, ambivalent and disorganized-disoriented), I would consider Blair securely attached. Like other children who have a secure attachment pattern, Blair uses me, her mother, as a type of home base (Feldman, 2012). At 8 months Blair is cautious and shy in new situations. She has a typical fear of strangers but will eventually warm up somewhat to a new situation.Blair shows a strong preference for me over others. I am always talking and thinking about Blair. When my husband and I find time to go out, I find myself worrying and calling grandma to make sure she is doing all right. Set 2: 19 months-TEMPERAMENT Blair has a somewhat moderate activity level. She enjoys her quiet time activities, but she also loves climbing and exploring her environment. As far as sociability goes, I would say that Blair is more introverted. We will write a custom essay sample on My Virtual Life Report or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This means that she is less sociable (myvirtuallife. com, n. d. ). At 19 months she seemed to not like playing with the other kids at daycare and had a hard time warming up to anyone who she wasnt super close to. I would consider Blair a slow-to-warm up child. She shows relatively calm reactions to her environment. She tends to be withdrawn from new situations, adapting slowly. Blair is pretty cooperative for the most part, but she sometimes resists me. She usually just whines and fusses and is not usually aggressive. Her self-control is very good, but one may say that she is somewhat emotional. When she gets upset it is sometimes hard for her to calm down.Blair has been fairly stable in terms of her temperament throughout the last 18 months. Blairs goodness of fit is directly related to her temperament. When Blair was younger she was anxious with strangers. As parents, we are benefiting from the principle of goodness of fit by gradually introducing her to new people and situations (Feldman, 2012). Set 3: 30 months-PARENTING PHILOSOPHY â€Å"For cognitive development to occur, new information must be presented- by parents, teachers, or more skilled peers- within the zone of proximal development (Feldman 2012 p. 171). This, in other words, is when a child cannot completely perform a task independently but can do it with a bit of assistance from a more competent figure. This zone of proximal development is something I experience with Blair. At two years old she has got to pick out her tooth and hairbrush, but she still needs a bit of help with both operations. Another idea that Vygotsky believed in was the method of scaffolding. This is known as the support for learning and problem solving that encourages independence and growth (Feldman 2012). For example, sometimes Blair has a tough time communicating using her words.

Analysis of Organizational Behavior Example

Analysis of Organizational Behavior Example Analysis of Organizational Behavior – Assignment Example ï » ¿Analysis of Organizational Behavior Introduction Teamwork  represents the mutual actions conducted by a group of workers in order to achieve a common goal. However, almost every team from time to time goes through difficult conditions, which usually result in conflict. Conflict in the work place can negatively influence an efficiency of the whole company’s activity. Usually, it’s wrong communication strategies and  inadequate teamwork arrangement  that lead to the conflict. Team members can’t come to the mutual agreement on the main goals of their work and the ways to achieve these goals. It usually happens due to the lack of the communicating skills and cross-cultural differences (Loeb 2003). The consequences of teamwork conflicts Some conflicts also can be beneficial for the company because they help personal development and sometimes result in organizational change. However, they can be beneficial only if they are successfully resolved. Left unsolved, disagreements inside of the team can lead to many problems.  The company may undergo serious looses.   The possible influence of the conflict is different and usually unwanted. In one case several workers may raise the common level of anxiety in their team and decrease work efficiency to some extend. More serious conflicts can lead to the decrease of the whole company’s productivity, and conflicts among team of leaders usually come to lack of supervision in the company that usually results in fail (Loeb 2003). The benefits of teamwork Though the conflicts inside of the team happen very often they do not usually lead to the company manager’s refusal from teamwork, because it is very beneficial for any company. Successfully resolved, the conflicts also can be beneficial for the organization in some cases. Moreover, it is managers who is responsible and can be accused of the conflict of the team. Also they hold responsibility for their successful resolution (Loeb 2003). Teamwork has a lot of benefits. The first is that teamwork makes any work more creative providing the opportunity to use the creativity of many people. The second benefit is employees’ satisfaction. People are usually more enthusiastic working in a team. The next benefit is the opportunity to use the skills of different people. The speed of project implementation is also higher in a team, because the tasks are divided. Teamwork also stimulates employees to support each other, because they have a common goal (Loeb 2003). Conclusion and recommendations As teamwork appears to be so beneficial, the conflict that arises inside can’t make employers refuse from it. Moreover, it was already mentioned that it is manages who can be accused of the appearance of conflicts due to the wrong supervision of the company. Conflicts in teams are not always unavoidable. They can and should be prevented. The different purposes and opinions lead to conflict and competition between members.  Every manager must know the tactic of conflict resolution and prevention. Efficient conflict resolution tactic concentrates on employees' cultural differences and assists the team in its main projects implementation (Loeb 2003). WORKS CITED Loeb, Sarah. (2003) â€Å"The Ways to Avoid Conflict†. New York: Nerd Press,. Effective team building and development avoids or eliminates these team conflict problems. This is central to effective conflict resolution strategies in teams.   It is a common tendency in the U.S. business world that when people come together for a project or task they immediately get to work â€Å"tackling the problem at hand." After all, "that is what they are being paid to do." Devoting time to anything else "just delays the solution." This thinking frequently leads to the problems identified above. Teams must  address three aspects of their work: Build their skills at working with people having different perspectives, ideas, approaches to doing their work, and communication styles. Decide how they will discuss issues, include everyone’s input, and make decisions. Reaching a common understanding of the issue being addressed  and the needed business outcome.

10 Facts About Chongqing, China

10 Facts About Chongqing, China Chongqing is one of Chinas four direct-controlled municipalities (the others are Beijing, Shanghai, and Tianjin). It is the largest of the municipalities by area and it is the only one that is located far away from the coast. Chongqing is located in southwestern China within Sichuan Province and shares borders with Shaanxi, Hunan, and Guizhou provinces. The city is known as being an important economic center along the Yangtze River as well as a historical and cultural center for the country of China. Population: 31,442,300 (2007 estimate)Land area: 31,766 square miles (82,300 sq km)Average elevation: 1,312 feet (400 m)Date of creation: March 14, 1997 10 Must-Know Facts Chongqing has a long history and historical evidence shows that the region was originally a state belonging to the Ba People and that it was established in the 11th century B.C.E. In 316 B.C.E., the area was taken over by the Qin and at that time a city called Jiang was built there and the region the city was in was known as the Chu Prefecture. The area was then renamed two more times in 581 and 1102 C.E.In 1189 C.E. Chongqing got its current name. In 1362 during Chinas Yuan Dynasty, a peasant rebel named Ming Yuzhen formed the Daxia Kingdom in the region. In 1621 Chongqing became the capital of the kingdom of Daliang (during Chinas Ming Dynasty). From 1627 to 1645, much of China was unstable as the Ming Dynasty began to lose its power and during that time, Chongqing and Sichuan Province were taken over by the rebels overthrowing the dynasty. Shortly thereafter the Qing Dynasty took control of China and immigration to the Chongqing area increased.In 1891 Chongqing became an important economic center in China as it became the first inland open to trade from outside China. In 1929 it became a municipality of the Republic of China and during the Second Sino-Japanese War from 1937 to 1945, it was attacked heavily by the Japanese Air Force. However much of the city was protected from damage because of its rugged, mountainous terrain. As a result of this natural protection, many of Chinas factories were moved to Chongqing and it quickly grew into an important industrial city. In 1954 the city became a sub-provincial city within Sichuan Province under the Peoples Republic of China. On March 14, 1997, however, the city was merged with the neighboring districts of Fuling, Wanxian, and Qianjiang and it was separated from Sichuan to form Chongqing Municipality, one of Chinas four direct-controlled municipalities.Today Chongqing is one of the most important economic centers in western China. It also has a diversified economy with major industries in processed food, automobile manufacturing, chemicals, textiles, machinery, and electronics. The city is also the largest area for the manufacture of motorcycles in China.As of 2007, Chongqing had a total population of 31,442,300 people. 3.9 million of these people live and work in the urban areas of the city while the majority of the people are farmers working in areas outside the urban core. In addition, there is a large number of people who are registered as residents of Chongqing with Chinas National Bureau of Sta tistics of China, but they have not yet officially moved into the city. Chongqing is located in western China at the end of the Yunnan-Guizhou Plateau. The region of Chongqing also includes several mountain ranges. These are the Daba Mountains in the north, the Wu Mountains in the east, the Wuling Mountains in the southeast and the Dalou Mountains in the south. Because of all of these mountain ranges, Chongqing has a hilly, varied topography and the average elevation of the city is 1,312 feet (400 m).Part of Chongqings early development as an economic center of China is due to its geographic location on large rivers. The city is intersected by the Jialing River as well as the Yangtze River. This location allowed the city to develop into an easily accessible manufacturing and trading center.The municipality of Chongqing is divided into several different subdivisions for local administrations. There are for example 19 districts, 17 counties and four autonomous counties within Chongqing. The total area of the city is 31,766 square miles (82,300 sq km) and m ost of it consists of rural farmland outside of the urban core. The climate of Chongqing is considered humid subtropical and it has four distinct seasons. Summers are very hot and humid while winters are short and mild. The average August high temperature for Chongqing is 92.5ËšF (33.6ËšC) and the average January low temperature is 43ËšF (6ËšC). Most of the citys precipitation falls during the summer and since it is located Sichuan Basin along the Yangtze River cloudy or foggy conditions are not uncommon. The city is nicknamed the Fog Capital of China. Reference Wikipedia.org. (23 May 2011). Chongqing - Wikipedia, the Free Encyclopedia.

Protagoras' Denial Essay Example | Topics and Well Written Essays - 250 words

Protagoras' Denial - Essay Example Lee noted that Aristotle criticized that this is where the principle of non-contradiction has been used as a critical accentuation to what Protagoras imposed (57). This could be due to the observation of Aristotle that the good and bad virtues, justice and injustices of Protagoras were found to be so much relative that it would already make the learners wonder which sides could be considered as true or false. Protagoras, indeed, has a unique way of teaching his own philosophy. However, his study could have been criticized because of time before where access of information is not the same with the modern technology. This would mean that philosophers before would depend on their insights and elaborative knowledge based on experience and observational skills. With this, Protagoras could be considered as intellectually smart because his assumptions that were previously criticized are now orthodoxically used as means of how people should be virtually wise in terms of knowing how to listen and accept

Article Analysis Assignment Example | Topics and Well Written Essays - 750 words

Article Analysis - Assignment Example Constructing Conceptions of Central Banking Historically Central Banks acted as both bankers and government’s bank. As a government banker, the Central Banks helped in debt management, development programs, currency evaluation and public finances. As a private bank, it facilitated in maintaining banking stability and payment robustness etc. The role of the central banks as a government banker shows its historical links with fiscal policies. Over time, the primary role of the central bank has been confined in framing monetary policies. Previously, Keynes considered Central Banks as organs of state and instrument of government policy. Central banks role was to maintain economic and financial stability, check states control over currency and manage public finances. Prices of goods and services were fixed under the Keynesian regime. Friedman and Hayek claimed that the central banks should only try to check the powers of governments by controlling the money supply of the economy an d framing monetary policies (Marsh, 1992). ... All the nations in the EMU under this regime decided to use Euro as their common currency. The ECB was supposed to formulate the monetary policies for all these nations. The central bank of Germany, Bundesbank has seemed to highly influence the policies set by the ECB. Germany’s strong authorities in the EMU have made other nations suspect the virtues of ECB’s policies towards the economic progress of the EMU. Under this regime the governments of all these nationals had no power to control the monetary supremacies of ECB (Kolb, 2005). Both Super Strong and Extraordinarily Weak The ECB did not make direct public debts purchases and imposed high constraints in public debt financing. The member states in the EMU were instructed to maintain their budgets in balance or in surplus. If the budget deficit of a nation increased by 3% of its GDP then that nation was penalized under the regime of Excessive Deficit Procedure. Rather no implicit bail outs were offered on the failed government projects. ECB started to act as inflation tighter, while the supreme powers of the Bundesbank made other nations of the EMU hostile. Rather lack of funds started to imbibe economic crisis in the EMU. ‘The same dress does not fit everyone’, the German policies and norms introduced by ECB were highly unsuitable for many nations in EMU. The price stability and structural changes made in the labour market made income distributions inequitable between the European nations and also reduced the domestic demands (Szapary, 2000). ECB Anti-growth Bias and Pre-crisis Performance The ECB’s antigrowth biased monetary policies following the Stability and Growth Policy is actually responsible

Social Work in College Agency Essay Example for Free

Social Work in College Agency Essay From the observations that have been made, it seems the agency is very committed to excellence. This can be deduced by how they ensure that the environment is friendly and comfortable and thus enabling both the staff and the clients to feel at home and be able to work comfortably. One is happy in such an environment and is motivated to come back the next day (http://sme.osha.europa.eu). The peoples morale is high and so the students feel welcome in such an environment and this makes them work even harder thus improving their rate of output. It seems that the practices that the agency uses is to provide incentives to the students to make them come back again. The policies in place take into consideration that the students are disenfranchised in the society and need much more incentive to believe in themselves and be able to change their lives by getting quality education in an environment that is comfortable for them.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The place is also very clean and this means that the people work in a healthy place. The students are very happy with the cleanliness status of the college. Every student has a right to study in a clean and healthy environment. This is usually denied to the disenfranchised students in most public schools. This college strives to ensure that they provide this to the students. The building used by the agency to provide education is very professional. Inside this building, silence is maintained thus enhancing the possibility of the learning process taking place. The clients range from young ex-gang members to older non-traditional students of around 40-70 years. By ensuring that they are learning in a clean, healthy and quiet environment that is also comfortable and appealing, the agency is protecting their rights and promoting the same.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   From its arrangement, the environment seems to be giving more care to the clients than the staff. This can be deduced from all the effort put into making sure that the place is conducive for learning. The classes are well arranged and the students are happy with how the space has been utilized. The colors used in the classes are also very student friendly and they are happy with the colors chosen for their classrooms. In the whole building people talk in whispers including the staff. This is for the benefit of the students who are reading. It however, oppresses the staff members who may want to talk but can only do so in whispers.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The students are provided with food but the staff are supposed to bring their own or buy from outside. On the overall, the school benefits the students and their families most but also the general public.   This is because there is provision of good education to the students who were otherwise considered to be degenerates in the society where public schools failed. The executives also benefit from the environment because it attracts more students who will mean that more money comes to the school. However, by providing education to these people the policy makers benefit because the policies regarding education have been fulfilled. It seems that the executives and the policy makers have most authority while the social work department which is supposed to advocate for the rights of the staff seems to have failed since the staff are considered to be non-entities in the agency. The students’ needs are catered for while the staff members are given no incentives. Their rights are oppressed for the benefit of the students and this shows that the social work department has little or no authority in the agency. The staff members are not adequately represented. This means the social work department in the agency has no power at all to influence the decisions that are made nor the policies and even how they are implemented.      Ã‚   Reference: European Agency for safety and health at 2005 improving poor working conditions. Retrieved on 17th September 2007 from   http://sme.osha.europa-eu/publications/fs2002/2003/en/index-65.htm

Pros and Cons of the Euro :: Finances Money European Currency Essays

Pros and Cons of the Euro The United Kingdom will not join the single European currency with the first wave of countries on 1 January 1999. The Chancellor of the Exchequer, Gordon Brown, said in October that, although the government supported the principle of the single currency, Britain would not be ready to join at least until the second wave of countries join in 2002. He added that the UK should, however, begin to prepare for monetary union. There are many possible advantages and disadvantages that the government had to consider: Advantages: 1. A single currency should end currency instability in the participating countries (by irrevocably fixing exchange rates) and reduce it outside them. Because the Euro would have the enhanced credibility of being used in a large currency zone, it would be more stable against speculation than individual currencies are now. An end to internal currency instability and a reduction of external currency instability would enable exporters to project future markets with greater certainty. This will unleash a greater potential for growth. 2. Consumers would not have to change money when travelling and would encounter less red tape when transferring large sums of money across borders. It was estimated that a traveller visiting all twelve member states of the (then) EC would lose 40% of the value of his money in transaction charges alone. Once in a lifetime a family might make one large purchase or transaction across a European border such as buying a holiday home or a piece of furniture. A single currency would help that transaction pass smoothly. 3. Likewise, businesses would no longer have to pay hedging costs which they do today in order to insure themselves against the threat of currency fluctuations. Businesses, involved in commercial transactions in different member states, would no longer have to face administrative costs of accounting for the changes of currencies, plus the time involved. It is estimated that the currency cost of exports to small companies is 10 times the cost to the multi-nationals, who offset sales against purchases and can command the best rates. 4. A single currency should result in lower interest rates as all European countries would be locking into German monetary credibility. The stability pact (the main points of which were agreed at the Dublin summit of European heads of state or government in December 1996) will force EU countries into a system of fiscal responsibility which will enhance the Euro's international credibility.

Doe Season by David Michael Kaplan Essay

There are many minor themes presented in the short story Doe Season by David Michael Kaplan, appearing in Portable Literature Seventh Edition on pages 368 through 378, however there is only one overwhelming theme presented throughout the entirety of the short story. It is through the protagonist, Andy, a nine-year-old tomboy, which the theme of coming of age, and the struggle most children are forced to experience when faced with reality of having to grow up and leave childhood behind is presented. Before going on this hunting trip Andy has yet to realize the truth about the way she behaves, she does not find it odd that she enjoys the same activities that her father and young boys enjoy. It is only when her father made the comment â€Å"That’s what the woods are all about anyway†¦ It’s where the women don’t want to go† [Kaplan 374]. Andy is immediately embarrassed when her father makes this remark. She realizes that the three men with her on this hunting trip see her as just another one of the boys rather than a young woman when Charlie and Mac begin to pick on her, saying things like â€Å"She ain’t a woman† [Kaplan 374] and â€Å"[She’s] half a boy anyway† [Kaplan 374]. Charlie Spoon then proposes that Andy has a choice to make regarding her gender when he asks her which gender she choses to be â€Å"A boy or girl† [Kaplan 374] referring to Andy’s decision to be called a boy’s name, Andy, as op posed to her real name Andrea. She responds simply to Charlie’s question â€Å"I am a girl† [Kaplan 374] attempting to put a stop to Charlie’s teasing. In this moment Andy realizes that she is no longer a child, allowed to play in the dirt and hang out with the boys without judgment, but she is a girl who should no longer enjoy the same activities as her father. This moment in the story is very significant to revealing the theme as it illustrates the initial moment of recognition by Andy that she is no longer allowed to behave like a young boy. There are also times in the story that seem to refute the theme, depicting the image of a nine year old girl who still wants to be just like her father, hunting with the guys. â€Å"Andy held the cup like her father did, not by the handle but around the rim.† [Kaplan 370]. In this passage it is revealed that Andy was never allowed to drink coffee while at home with her mother, but on this hunting trip her father allowed her to have a cup with the rest of the guys. Although, while drinking it â€Å"She felt a little queasy† [Kaplan 370] she drank it all, trying to impress her father and their friends. This desire to impress her father, Charlie and Mac may give the impression that Andy has no desire to grow out of being â€Å"daddy’s little tomboy† but instead wishes to remain as so. However, this scene only develops the theme more deeply because it reveals to the reader Andy’s complete unawareness of the coming passage from child to young lady. I arrived at this theme after reading about the internal and external struggles that Andy experiences throughout the hunting trip she is attending with her father, his friend, Charlie Spoon, and Charlie’s son, Mac. At the beginning of the trip Andy is still â€Å"daddy’s little tomboy†, so much so that she is almost like a son to him rather than a daughter. However by the end of the hunting trip Andy has developed into â€Å"daddy’s young woman†, deciding to no longer be called Andy, a boys name, but Andrea, the name she was given at birth, the name of a lady. She is no longer intrigued by hunting, a male’s activity, but is instead disgusted by it. When Andy watches her father cut open the deer she shot she runs in the opposite direction, leaving behind daddy’s little tomboy and becoming daddy’s matured girl as she runs; â€Å"And now they we all calling out to her—Charlie Spoon and Mac and her father—crying Andy, Andy (but that wasn’t her name, she would no longer be called that); yet louder than any of them was the wind blowing through the treetops, like the ocean where her mother floated in green water, also calling Come in, come in, while all around her roared the mocking of the terrible, now inevitable sea.† [Kaplan 378]

A Case Study On Banque Accord: A Closer Look

Banque Accord is a subsidiary of financial giant the Auchan Group1. Founded in 1983, Banque Accord was established in two stages: In 1983, with the issuance of â€Å"Accord† retail cards in Auchan’s hypermarkets; and, in 1987, with Auchan’s acquisition of Banque Delort, a subsidiary and affiliate of the banking group known as Credit Commercial de France2. Auchan subsequently called its newly acquired bank as â€Å"Banque Accord 3.  Ã¢â‚¬ The newly acquired bank’s mission was to customize the rules that have proven successful in the area of retail distribution and bring it to the financial services field, by allowing consumers to avail of simple yet innovative discounted products and services. 4 Essentially, Banque Accord operates as a bank aligned with the credit and retail industries in general5. Put simply, Banque Accord brings electronic banking functions to retailers, and payment and financing options like cards and consumer credit, closer to its c onsumers.As a rule, the purchase of financial resources is backed by sound ratings from globally respected institutions like Moodys and Standard & Poor. For the year 2006, Banque Accord received higher ratings compared to the previous year6. Moody’s gave the bank an A2 grade, while S&P gave it an A or â€Å"Stable† rating7. To note, the word â€Å"Accord† suggests being able to agree on â€Å"financial solutions† for the company’s clients8. The dynamism of Banque Accord, which eventually became well-respected in international financial circles, is due to the fact that it is wholly-owned by a bank and a retail group.Since its inception, Banque Accord has noteworthy achievements, four of which are9: (1) consolidating – in the same organization – electronic banking, issuing of retail cards and providing credit to consumers; (2) creating a network of banking instruments in shopping centers; (3) an ever-widening range of goods and products available to clients (such as payment card facilities and services, revolving credit, traditional credit, and the like. 10); and (4) its takeover of Egg France in 2004, permitting direct online access under the monicker Oney.fr/ These factors, combined with the marketing genius of its Chief Executive Officer Damien Guermonprez, Banque Accord has evolved in 2006, into an international presence with operations in nine countries, and a database of 4,800,000 customers11. 1 (Dauchy, 2007, p. 2) 2 (Dauchy, 2007, p. 3) 3 (Dauchy, 2007, p. 4) 4 (Dauchy, 2007, p. 4) 5 (Dauchy, 2007, p. 16) 6 (Dauchy, 2007, p. 16) 7 (Dauchy, 2007, p. 16) 8 (Dauchy, 2007, p. 3) 9 (Dauchy, 2007, p. 3) 10 (Dauchy, 2007, p. 3) 11 (Dauchy, 2007, p. 3) Banque Accord: A Case Study 1In Banque Accord’s financial disclosures for 2006, the company reflected a EUR353,167,000 increase in assets in just 12 months12. Banque Accord also reported a net income of EUR34,413,000 in 2005, as compared to EUR24,206,000 in 2 00413. Despite the potential for further international growth, Banque Accord has to contend with possible areas of difficulties, which include14: (a) the use of mobile phones as potential replacement for bank cards in transactions; (b) innovations in consumer credit; and (c) the development of e-business in the retailing industry.Regardless of these trends that Banque Accord has to contend with, the bank continue to be innovative and continues to explore newer concepts to maintain its prestige and originality in the banking and retail industries. 12 (Dauchy, 2007, p. 17) 13 (Dauchy, 2007, p. 17) 14 (Dauchy, 2007, p. 17) 15 (Dauchy, 2007, p. 3) Banque Accord: A Case Study 2 I. The Auchan Group Founded in 1961 by Gerard Mulliez, the Auchan Group started out in the North area of France with one hypermarket, which, simply defined, is a commercial complex which combines a department store with a supermarket16.Currently, in 2006, the Auchan Group runs 360 hypermarkets spread across 11 cou ntries. In France, Auchan operates 654 supermarkets 17. Since the inception of Auchan, the company’s vision has remained the same. That is, to improve the purchasing power of its customers 18. Banque Accord is an Auchan subsidiary which has developed an identity of its own within the Auchan Group. Nevertheless, Banque Accord’s mission is identical to Auchan’s, and in essence, the bank has a dual vision 19:†¢ customer oriented: providing its clients with a means to purchase; and †¢ corporate oriented: assisting Auchan in maximizing turnover and revenue, therefore aiding the Group to reduce costs. Accordingly, Banque Acord’s mission, â€Å"The bank for consumers† is aimed towards Auchan’s clients at the hypermarkets 20. Banque Accord achieves its mission by making available to Auchan’s clients, certain services like discounted financial options and payments which are directly accessible to these clients.Being a part of the Auc han Group is a contributing factor to Banque Accord’s human resources practices: By training a group of responsible professionals who consider their jobs fulfilling, the company is able to achieve growth and guarantee their clients quality service21. II. Banque Accord’s Internal Strengths In studying the case of Banque Accord, one is accosted with the company’s inherent strengths. Whatever weaknesses there might be for the company, these are easily addressed based on the operating standards adopted by the Bank. Nevertheless, inherent strengths of Banque Accord include: A. European Market ShareThe modes of payment offered by Banque Accord is characterized by diverseness, regulatory and technical issues and the intricacy of the value chain of the industry22. Cash payment is predominant in 16 (Dauchy, 2007, p. 4) 17 (Dauchy, 2007, p. 4) 18 (Dauchy, 2007, p. 5) 19 (Dauchy, 2007, p. 5) 20 (Dauchy, 2007, p. 5) 21 (Dauchy, 2007, p. 5) 22 (Dauchy, 2007, p. 6) Banque Acc ord: A Case Study 3 Spain, Italy and Germany23. However, majority of Banque Accord’s clients in Great Britain and France use bank cards24. The bank card is considered a â€Å"pivotal† product for the company that issued it25.The card can be very much compared to a traditional bank’s checking or current account, which is most convenient for customers to use. Retailers or outlets that have tie-ups with bank cards are able to sell â€Å"progressively†, in coordination with various financial services like cross-selling or up-selling26. The European market where Banque Accord mainly operates was reportedly worth EUR930 billion in outstanding credit in 2005 (Source L’observateur Cetelem), and is manifesting fast growths in many countries27. Within Europe, where Banque Accord operates, there are distinct differences between countries.In Great Britain for example, the average outstanding credit per household is double that of France’s28. In simple w ords, buyers in Great Britain have greater use for bank cards than customers in France do. The differences between countries may be attributed to diverse cultural orientations, regulatory requirements and marketing procedures29. Another example is: frequently, young people are refused credit on the grounds that they do not have a stable means of paying it. On the other hand, it is quite common for a consumer to accumulate excessive credit30.A solution to this would be the use of regulatory systems and which monitor and prevent bad debts. B. Positioning and Diverse Services The business of Banque Accord is30: (a) issuing different types of payment cards like for example, retail cards, gift cards and bank cards; (b) proffering consumer credit and other related services; and (c) managing its retail partners electronic processing of monetary transactions. Electronic Banking is a technical service directly given by Banque Accord to its retailers, which is a source of pride to the bank31. Its electronic banking services is geared towards functioning as a bank –â€Å"receiving† transactions – providing the support in the retailers’ issuance of cards, managing authorization, 23 (Dauchy, 2007, p. 6) 24 (Dauchy, 2007, p. 6) 25 (Dauchy, 2007, p. 6) 27 (Dauchy, 2007, p. 6) 28 (Dauchy, 2007, p. 8) 29 (Dauchy, 2007, p. 8) 3-0 (Dauchy, 2007, p. 8) 31 (Dauchy, 2007, p. 9) Banque Accord: A Case Study 4 2005, to form a division called CardOps33. Being owned by a retailing group, Banque Accord’s aim is ATMS, payment terminals, etc 32. Banque Accord’s electronic banking services were grouped together in proximity to its customers, and minimizing costs of electronic banking.The core business of Banque Accord is the issuing of a range of cards, which have different functions. The bank’s cards may be a type of payment, a retailer’s marketing tool, a â€Å"support† product of the bank that is incorporated in its associate d services34. It is widely said that an Accord card may be likened to a Swiss Knife with flexibility in functions — credit card, payment card and loyalty card 35. Various examples of an Accord card’s use are36: (a) Sample 137: Card Type : Retail Card Function : A payment card issued or released by retailerBanque Accord: Auchan cradholders total 4,000,000 in Europe, and the card is accepted by other retailers (b) Sample 238: Card Type : Loyalty Card Function : Retailer's marketing instrument which could be used to attract and maintain a loyal base of clients Banque Accord: N/A (c) Sample 339: Card Type : Bank Card Function : A traditional card issued by banks, this card may be used overseas Banque Accord: MasterCard Accord and VisaCard Accord (d) Sample 440: Card Type : Gift Card 32 (Dauchy, 2007, p. 9) 33 (Dauchy, 2007, p.9) 34 (Dauchy, 2007, p. 9) 35 (Dauchy, 2007, p. 9) 36 (Dauchy, 2007, p. 10) 37 (Dauchy, 2007, p. 10) 38 (Dauchy, 2007, p. 10) 39 (Dauchy, 2007, p. 10 ) 40 (Dauchy, 2007, p. 10) Banque Accord: A Case Study 5 Function : This type of card may be utilized to personalize service, and enhances customer relationships. Banque Accord: Auchan Gift Card Hence a card is useful to: ? the retailer, because it can be used as a marketing instrument and promotes consumer loyalty; and ? the consumer, because it is convenient means of financing and payment41There is a distinct connection between owning a card, how the type of card benefits the customer and the retailer, and the amount of business the customer does with the retailer42. It is established that a customer who has access to credit through cards increases his or her purchasing power. A client who has no card hardly visits a retailer in a month, owning a loyalty card enables a customer to make three visits. Having a retail card allows the client to make four visits per month to the favorite retailer and having a bank card gives the client the opportunity to make at least five visits to th e retailer 42.Banque Accord boasts of an orientation which is discount-oriented and customer-oriented43. Banque Accord has two selling and pricing concepts44: — annual subscription; and — cash back, which is defined as the money paid to the customer related t his or her card use. For example in France, Banque Accord gives a 40% discount incentive to annual subscribers for a refular Visa Card, and 60% discount on a Visa Premiere Card45. Based on the spending habits of the customers, an annual subscription increases the potential for the cleints' purchasing statistics. Other Financial ProductsApart from cards, Banque Accord also offers its clients other services, lilke46: (1) in-store credit wherein the individual retailers define their own credit policies along with different formulas for achieving revenue; (2) personal loans, which are granted to customers as a come-on, at interest rates based on current market prices; (3) revolving credit, which is built up by a credi t reserve; 41 (Dauchy, 2007, p. 10) 42 (Dauchy, 2007, p. 10) 43 (Dauchy, 2007, p. 10) 44 (Dauchy, 2007, p. 10) 45 (Dauchy, 2007, p. 12) 46 (Dauchy, 2007, p. 10) Banque Accord: A Case Study 6 (4) Auchan savings account;(5) life insurance, which is a tieup with Suravenir and offers life plans at simple and reduced costs; and (6) non-life insurance. As evidenced by the wide range of â€Å"other† services that Banque Accord offers, its value chain is distinguished by a huge number of product alliances47. Thus, Banque Accord has been known for its flexibility. As a result, the bank has largely-increased the potential spending capacity of its client-base. Sometimes, the bank's products are managed by other partners — at times their competitors — depending on which country the operation is in48.

A Review of Think Through Math

A Review of Think Through Math Think Through Math (TTM) is an interactive online mathematics program designed for students in grades 3-Algebra I. It was created in its current form in 2012 and was a spin-off of the popular Apangea Math program. The program provides users with both direct instruction and remediation. Think Through Math was developed to prepare students for the Common Core State Standards and the rigorous assessments associated with the standards.   Students are enrolled in a unique pathway based on their grade level. Students are also given an adaptive assessment that prescribes precursor activities designed to build skills needed to achieve grade-level proficiency. These activities are added to the pathway. Each lesson in a pathway is divided into six unique skill-building components including a pre-quiz, warm up, focus, guided learning, practice, and a post-quiz. Students who demonstrate proficiency on the pre-quiz for a particular subtopic are able to move ahead. Think Through Math is a revolutionary program for student learning. It combines a unique blend of adaptive assessment, skill building, student motivation, and individualized live instruction. The entire program is geared to enhance classroom learning by filling gaps that a particular student may have and prepares them to meet the rigor of the Common Core State Standards. Key Components Think Through Math makes it simple to add a single student or a whole class by uploading a data template. It has terrific reporting that makes it easy to monitor individual student or whole class progress. It also has a terrific and easy to use interface making it easy for teachers and students to monitor usage, check performance, compare accomplishments, and check goals. Think Through Math allows and encourages students to access the program at home after school and on weekends to maximize the impact of the program. Think Through Math allows teachers to send messages to directly to individual students through the messaging system. Students are only able to receive these messages. They cannot send or respond. Instructional With Diagnostic Components Think Through Math provides both direct instruction and intensive remediation within the same program. It places each student in a â€Å"pathway† containing skills needed to be successful at a particular grade level. It also provides students with an initial adaptive assessment which assigns precursor activities designed to remediate the skills needed to do the required grade level work. Think Through Math continuously monitors and adapts to the individual, adding new material, based on performance throughout the program. Think Through Math Is Motivational Think Through Math allows users to create and personalize their own unique avatar. It provides continuous contests across multiple categories for terrific prizes such as an iPod touch, gift cards, etc. It also allows teachers to set classroom goals for a pizza party or ice cream party. Students can then donate their points towards that goal, and when the class reaches the goal, the teacher will receive a gift card to help purchase the goodies for the party. Think Through Math allows students to donate their points to charity. $10,000 points $1.00. Charities that they can donate to include St. Jude’s Children Hospital, World Wildlife Fund, Make-A-Wish Foundation, The Boys and Girls Club of America, The Wounded Warrior Project, Big Brothers Big Sisters of America, PACER’s National Bullying Prevention Center, and American Red Cross. The program provides users with incentives and rewards. Each time they complete an activity, they earn points. They can use their points to purchase new features for their avatar, donate points to a charity, or they can give points towards a goal their class is trying to achieve as discussed previously. Think Through Math provides users with badges for achieving goals or reaching for milestones within the program. There are four levels of badges including bronze (easiest), silver, gold, and diamond (hardest). Students can see both the badges they have earned and those they have not earned. They can then work towards earning badges they do not have. Think Through Math provides students will printable certificates each time they pass an individual topic. Think Through Math Is Comprehensive Think Through Math is Common Core aligned in content, process, and assessment that encourages critical thinking and problem-solving development. It provides students with access to a calculator, critical math formulas, and key mathematics vocabulary terms at any time within the program. Think Through Math has an audio tool available in both English and Spanish that allows questions and answer choices to be read to struggling readers or English Language Learners. Think Through Math gives students the opportunity to demonstrate mastery by taking a pre-quiz over a particular topic. A pre-quiz consists of eight questions. A student who demonstrates mastery on the pre-quiz will immediately move on to the next lesson. It provides students with a three question â€Å"Warm Up† activity designed to activate prior knowledge by reviewing the math skills you have already mastered, but that is essential to the new skill you will be learning. The program provides you with step by step illustrations and explanations for solving each problem no matter whether you get them correct or incorrect. Think Through Math provides students with a three question â€Å"Guided Learning† activity allowing you to work through the new math. It also provides students with multiple help features within the â€Å"Guided Learning† activity. This occurs through a learning coach. To receive help simply click on the learning coach at any time. If you have not answered the question, an explanation of the concept with visuals will pop up to help you. If you answer the questions incorrectly, an explanation of the concept will pop up. If you still do not understand, you may again click on your learning coach. A box will pop up asking you if you want to work with a teacher. Click â€Å"teacher† and you are able to connect to a live certified math teacher that will walk you through the process and answer any questions you have. If you have audio and a microphone, you can have a direct conversation with them. If you do not, then you can communicate with each other in a text chat. Think Through Math provides students with a ten question â€Å"Independent Practice† activity allowing them to practice what they learned and to use the feedback to understand the concept further. Think Through Math provides the student with an eight-question â€Å"Post-Quiz† activity allowing them to demonstrate their understanding of the new concept. Students are only given one attempt per question. If they fail, they will have to retake or remediate the concept. Key Reports An overview report allows you to monitor how many lessons each student has attempted and passed and gives you pass rate percentages for both target and precursor lessons, while a student detail report provides you with a detailed progress report for each individual student. An individual pathway report provides you with a detailed overview of the progress that an individual student is making on their individual pathway, while the standards report allows you to monitor student progress based on individual state standards or the Common Core State Standards. Cost Think Through Math does not publish their overall cost for the program. However, each subscription is sold as an annual subscription cost per seat. There are several other factors that will determine the final cost of the programming including the length of the subscription and how many seats you will be purchasing.  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Research Think Through Math is a research-based program. Its development spans over two decades. It is grounded on the foundation of helping students analyze and solve word problems effectively. This is done through the principles of active problem solving, explicit instruction, gradual release, elaboration theory, categorization of a prototype, mastery learning, a zone of proximal development, assessment and differentiation, and worked examples. In addition, Think Through Math has been the focus of several critical field studies involving more than 30,000 students across seven different states.

8 signs your coworker is toxic

8 signs your coworker is toxic There’s nothing quite as uniquely stressful as a toxic coworker- and if you’ve been a victim of one you know precisely how difficult a situation he or she can be. They can be toxic for a wide variety of reasons, from a negative energy that they give off to a detrimental effect they have on your team, department, or entire workplace. The effects can be wide ranging- from making your work environment uncomfortable to seriously impacting productivity and workplace satisfaction. While in other parts of your life you can usually avoid a person who’s toxic, it’s not quite as easy to do so at work. And given that we typically spend a minimum of 40 hours at our jobs per week- a significant part of our waking lives- it can be a real problem, and often one without an easy solution.Are you wondering if a coworker of yours is toxic? There are signs that you can look for to know for sure, and once you know you can set up a plan for dealing with the situation. Inc. rece ntly published an article that covers 8 signs you should look for to determine if your coworker is toxic. Use this information to help you navigate this tricky situation!1. They’re â€Å"secret† know-it-alls.Do you have a coworker who’s perfectly pleasant and agreeable- even a team player- when the boss is paying attention but quickly reverts to an annoying know-it-all who can’t seem to allow room for any other opinion but they’re own? This sort of toxic coworker can be impossible to work collaboratively with and can make it really hard to function comfortably at work.2. They act as if they’ve already paid their dues.Most of us have experience with this sort of toxic coworker- they think that the sheer fact that they’ve been at the workplace longer gives them some level of superiority or special pass to behave in any way they wish (and often it’s in a terrible way). Often, they get by doing as little as possible and expect newe r employees who are currently â€Å"paying their dues† to shoulder a greater amount of the work. It’s never fun to be around this sort of coworker, and it’s certainly not a recipe for workplace efficiency.3. They like to say, â€Å"Yeah, but that’s not my job.†This type of coworker can be a real nightmare to be around. They have a very narrow and rigid view of what their jobs entail and leave little or no room for flexibility or taking one for the team. They treat everything that they don’t want to do like a â€Å"hot potato† that they quickly pass along to others. Being around this sort of person never feels good- they never truly gel with the rest of the team.4. They think experience is a tangible commodity.Some people wrap themselves in the vague notion of their perceived â€Å"experience,† without it pointing to any clearly defined skill set or measurable contribution to the team. These people often fail or refuse to learn new skills, grow, and adapt. The truth is, experience is great- but in a fast-paced, constantly evolving workplace, experience is not the sole commodity that some toxic coworkers make it out to be, and it can create clear weak links in the employee chain.5. They love gossip.Who hasn’t had a coworker who seems to spend more time gossiping than getting actual work done? They can talk endlessly about a wide range of useless subjects to any coworker who’ll listen- as long as they don’t involve actual work-related topics. Not only is their work output minimal as a result, they’re often a drain on others around them as well- a real lose-lose situation.6. They use  peer pressure to hold other people  back.To these sorts of toxic coworkers, the workplace is like a reality TV show in which they create alliances and enemies and manipulate others around them to achieve their selfish goals. Often peer pressure is their tool of choice, and they use their perceived influence with their coworkers to manipulate and hold other people back while propping themselves up.7. They’re quick  to grab the glory.Rather than view successes as the result of teamwork and collaborative effort, these coworkers like to hog the spotlight and pretend that every success is the sole result of their own influence and contributions. These toxic people somehow manage to tarnish every workplace win with their selfish behavior.8. They’re even quicker to throw others under the bus.Consider this the flip side to the previous point- as quick as these people are to grab the glory after a big win, they’ll just as quickly point the finger at others and assign blame when things go sour. These toxic coworkers keep everyone on edge and on their toes at work- and not in a good way.If you recognize any of the signs mentioned above, you might just have a toxic coworker. If so, recognizing it is the first step. Consider your options for following up- sometimes a simple talk with the coworker can make a world of difference. Be patient, be kind, and stand up for yourself in a professional manner. Aim to be the coworker you wish you had.

Capstone Business Plan Assignment Example | Topics and Well Written Essays - 4250 words

Capstone Business Plan - Assignment Example The customers can express their individual requirements to the HR consultants who can provide them with customized solutions to meet their specific needs. The clients will benefit from the specialized services of the well qualified consultants who can understand their requirements and provide prompt delivery of the tailored services on time. Capstone will be a start-up venture that will be owned and managed by 6 partners who are experienced in HR management areas and will contribute their skills and competencies to promote the above mentioned business goals. The business will initially start with an investment of US $300,000. The total capital requirement will be fulfilled by an investment of $50,000 by each of the 6 partners.Keys to success The success of the business will be based on its strategy to create its market niche through specialized and customized HR solutions for its clients. The business will not focus only on selected industry segments, but will cater to the needs of companies across all industries and operations. The targeted market segment for the business hence will comprise of small, medium and large scale organizations who seek expert HR solution. While the HR consultancy sector faces intense competition with leading global players like Capgemini, Booz, Allen and Hamilton among others, the focus will be on superior service performance and instant service approach. Capstone will offer its clients with well-researched solutions that are arrived at after a complete evaluation of the client needs and existing strategic practices in manpower management. The initial focus will be on creating word-of-mouth recommendation or market reputation to establish its market presence. Hence the pricing of the services offered during the first two to three years of operation will be competitive. Company mission The mission of Capstone Consultancy Services will be to evaluate client requirements and offer customized HR solution packages that meet and exceed customer expectations. The business will cater to the HR needs of companies across all industry sectors and extend its expertise in delivering high standards of HR services. Business goals and objectives Capstone will focus on developing its strengths and capabilities in such a manner that it provides its customers with specialized service that will help the business in generating profit and sustaining long term growth. The goals and objectives of the business will be to: Offer its clients total satisfaction in providing customized HR sol

Marketing plan Coursework Example | Topics and Well Written Essays - 500 words - 1

Marketing plan - Coursework Example The service-profit chain is a concept introduced in the Harvard Business Review in 1994. A book describing the concept was published in 1997. According to the description, in the book, the service-profit chain serves to demonstrate the existing relationship between service excellence and a company’s financial growth and performance. According to this concept, profitability and revenue growth come because of customer loyalty. Without customer satisfaction, loyalty does not result. Therefore, organizations strive to ensure that their services exhibit a high-perceived value to the customer in a bid to increase customer satisfaction. It is impossible to achieve high levels of customer satisfaction if the employees do not exhibit high levels of commitment and outstanding competencies (Yee et al., 2009). Therefore, organizations seek to hire individuals with remarkable competencies and empower them through training programs in order to increase their productivity. Empowered employee s are more likely to serve customers in an exemplary manner. The Starbucks Company has relied on the service-profit chain in order to register the evident financial performance. The company invests in human resource development through training programs that empower employee to deliver high-quality customer service. Over the years, the company has applied service innovation in order to ensure that employees serve as a valuable link between the organization and the customers. The company regards employees as partners, a factor that triggers employee satisfaction. The satisfied employees have worked for Starbucks for a long time registering high levels of productivity. Since employees are in a position to deliver service value to customers, the company prides itself with high levels of customer satisfaction (Gold, 2010). Due to the high levels of satisfaction that customers

Presidential Transition and Policy Priorities on Civil Rights Essay - 1

Presidential Transition and Policy Priorities on Civil Rights - Essay Example These among other concerns are what makes the upcoming days doubtful and very uncertain. I think that acknowledging and taking into account the reality of any situation is the focal point of any circumstance that arises. Being honest with oneself and the public at large makes it easier for everybody to see what exactly is going on and how it is presently affecting the lives of one and all. Others may think that accepting a weakness or flaw is limiting the ability of an individual to think of an appropriate action. What others may not realize is that it is actually the starting point of trying to solve a problem. Because once a dilemma is openly admitted, it is easier to focus on forming plans on how to reduce the damage and eventually eradicate it when short term and long term solutions are made and implemented. not just happen in one day, it is expected that its resolution will also have to come in gradual phases. Hence an abrupt improvement is not likely to happen at once, and the worst could still turn up around the corner. In line with the economic upheaval, the State of the Union also mentioned the need to empower the American people as to how they would use their money to offset the crisis at hand. This does not necessarily mean handing over money to the people per se but showing them that public money is being put to good use and the government is not squandering it to serve its own purpose. However unlikely, this could be one of the answers on how to stabilize the weakening economy, because everybody will have to learn to spend wisely and frugally. It also goes to show that the people are really the heart of the nation for they have a say on how things should be managed in order to keep their heads above water. Having an economic and financial crisis on hand does not mean total devastation of the economy because there is always a chance to turn things around for